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Tuesday 20 February
My.Anglia > Staff > Sec clerk > Insurance General Information

Insurance General Information

Period of Insurance

Insurance policies are generally arranged to fit with our financial accounting cycle, so the current period of insurance runs from 1 August 2015 to 31 July 2016

Who and What do we Insure?

Generally speaking we insure Anglia Ruskin University's freehold buildings, staff, and students, within ARU's companies including wholly owned subsidiaries. This includes Ixion and its wholly owned subsidiaries and our joint ventures in Peterborough and Kings Lynn. We do not insure LCA London Limited (ARU London Campus). They arrange their own cover. If you have any concerns about who or what is insured, you should contact Risk Management

Duty of Disclosure

Under the terms of the various policies, we have a ‘duty of disclosure’ regarding any material facts which may affect the Insurer’s view of the risk or the premium charged.

This obligation applies, not only from commencement, but throughout the period of all policies. Failure to disclose material facts can invalidate cover.

Our Insurers have assessed and accepted the risks at agreed premiums on the basis of the information provided to them. Any variation in these details, if not notified to them, could result in an uninsured loss.

Material facts would include, but are not limited to, the following examples:

  • Motoring offences or pending prosecution and medical conditions
  • Changes to, or disconnection of, security or fire protection systems
  • Alterations or additions to buildings, plant or machinery
  • Property which becomes vacant
  • Previous claims
  • New projects falling outside the description of Anglia Ruskin’s business

If you are in doubt as to what constitutes a material fact, please contact Risk Management by phone: 0845 196 4228, or email

Important Links
Frequently Asked Questions
Travel Insurance
Policy Summaries
Student Placement Guidance
Schedule of Cover
Contacts with main insurers

Emergency Contacts
Making a claim